On every tap,
Choose the right card
TapMax picks the optimal credit card at the moment you pay — rewards, points and cashback maximized automatically.
Nobody does the math while paying.
Every card in your wallet earns differently — and the rules never sit still. So the rewards you've already paid for quietly go uncollected.
Rules that rotate
Category bonuses change quarterly, promos hide in marketing emails, and caps fill up silently mid-quarter.
Multipliers that mislead
6× points on one card can be worth less than 2% flat on another — it depends what a point is actually worth.
Fees that bite abroad
A strong everyday card can go net-negative overseas once foreign-transaction fees eat the rewards.
Tap. TapMax decides. You earn more.
Our proprietary digital AI wallet. Behind it, every card you own — and a deterministic routing engine that scores them all in the moment you pay.
Tap anywhere
Pay with TapMax in-store or online. We read the merchant, category, currency and amount in real time.
The engine scores every card
Live valuations, rotating promos, spend caps, forex fees and your goals — computed per transaction, not guessed.
The best card pays
The mathematically optimal card is charged. Every decision ships with its full breakdown — auditable to the cent.
Earn and burn, maximized
Earning is only half the story. Burn ranks every redemption and transfer route by real value per point — so the rewards you collect never die at redemption.
Too many cards. Too many rules.
Rewards programs keep fragmenting
More co-brands, more rotating categories, more status currencies — the optimization surface grows every year, in every market.
AI can now read the fine print
Language models turn card terms, promo emails and fee schedules into live, structured earn rules — the data layer this product always needed.
Payments infrastructure opened up
Virtual cards and real-time tokenized payments make per-transaction routing possible at the point of sale, not after the fact.
The TapMax app is on TestFlight today.
Real wallet, real catalog, real routing — with all four markets inside.
Get the iOS app
Don't take our word for it — route a payment.
Four fully interactive market builds. Real deterministic engine, simulated data, zero sign-up. Press D inside any demo for presenter controls.
United States
Delta SkyMiles, Marriott Bonvoy and the race to Platinum Medallion.
Open demo →India
Air India SBI, HDFC Infinia and the race to Maharaja Gold.
Open demo →UAE
Emirates Skywards, noon promos and forex-fee protection.
Open demo →Singapore
KrisFlyer, Amex Platinum, DBS Vantage and the race to Elite Gold.
Open demo →How much are your cards leaking?
A two-minute audit against 720+ real cards tells you what your current wallet leaves on the table every year.
Put your rewards on autopilot.
Join the waitlist for early access — you'll be first in line for the iOS TestFlight build. Tick the box if you're an investor and we'll be in touch directly.